
Small Business Owners
Unlock affordable, long-term financing for real estate purchases, construction, or expansion with SBA 504 loans built to help your business grow.
Getting Started

Existing Borrowers
Access support, resources, and additional financing options from the BEFCOR team that knows your business and is committed to your continued growth.
Managing Your Loan

Lenders
Partner with BEFCOR to deliver seamless SBA 504 and CDFI solutions that enhance your client relationships and streamline the financing process.
Working With Our Team
Who is BEFCOR?
BEFCOR provides affordable small business loans. We serve our communities by supporting new and expanding businesses. We help businesses invest in their growth and North Carolina’s future through SBA 504 and CDFI loans.
We provide a smooth, positive experience for both lender partners and clients. We build and maintain strong partnerships with both our clients and lenders.

We Offer
- Loan Solutions for Small Business Loans
- Connections to Resources (usually FREE resources!)
- Guidance and Support for Small Businesses
- Transparency throughout the Process
CURRENT 504 RATES
- 25-Year Term Rate: 5.80%
- 20-Year Term Rate: 5.86%
- 10-Year Term Rate: 5.67%
Financing That Works for You

Long-Term Fixed Rates
Lock in predictable payments with long-term fixed rates, giving your business financial stability and peace of mind.

Preservation of Capital
Finance growth without draining your cash reserves or working capital.

Increase of Cash Flow
Lower monthly payments free up cash flow, giving your business more flexibility to reinvest and grow.
Still have questions?
No worries – we’re here to help. Get the reassurance you need and contact us today.



